Remember to Budget for . . .

Budget for Christmas

Christmas is by far the most expensive holiday we celebrate as a family.  When you add together all the costs associated with Christmas it can be overwhelming.  With just a little planning, you can keep things in check.  Many times, it is the small things we forget to add in.  Here is a list to help you think about the things you need to budget for.   Make a list in your notebook for all the items you need to budget for.  Remember to review your budget regularly to make sure you are saving enough money throughout the year.

Suggested Budget Items

• Gifts
• Baking Items
• December Dinners (especially for eating out)
• Hostess Gifts
• Professional Portraits
• New Film and Developing
• Package Postage
• Christmas Cards
• Stamps for Cards
• Craft Supplies
• New Decorating Items
• Wrapping Supplies
• Gas for Trips
• Tickets for Events
• Charity Donations
• Fresh Tree/Wreath/Greens
• Centerpieces
• Candles
• Hostess Gifts
• Holiday Clothes
• Church Christmas Offering

Remember to use this as a guide to your personal budget - add and delete items as needed.